body         { background-position: left top; background-image: url('images/gemrhinter.jpg'); 
               background-repeat: no-repeat }
               
body         { font-family: Arial; font-size: 11pt; color: #000080; line-height: 150%; 
               margin-top: 6; margin-bottom: 6 }
table        { font-family: Arial; font-size: 11pt; color: #000080; line-height: 150%; 
                margin-top: 5; margin-bottom: 5; width:100% }

a:active     { font-family: Arial; font-size: 11pt; color: #78AEFE; text-decoration: 
               underline }
a:visited    { font-family: Arial; font-size: 11pt; color: #000080; text-decoration: 
               underline }
a:link       { font-family: Arial; font-size: 11pt; text-decoration:underline; color:#78AEFE }

h1           { font-family: Arial; color: #000080; font-size: 16pt; font-weight: bold; 
               text-align: center; line-height: 150%; margin-top: 6; margin-bottom: 6 }
               
h2           { font-family: Arial; color: #000080; font-size: 12pt; font-weight: bold; 
               line-height: 150%; text-align: left; margin-top: 6; margin-bottom: 6 }
               
h3           { font-family: Arial; color: #000080; font-size: 11pt;  
               line-height: 150%; text-align: left; margin-top: 6; margin-bottom: 6 }
               
h4           { font-family: Arial; font-size: 10pt; color: #000080; text-align: left; 
               line-height: 150%; margin-left: 50; margin-right: 0; 
               margin-top: 3; margin-bottom: 3 }